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5 reasons why you should use a currency broker

IMPORTANT

You should be vigilant when selecting financial services firms. Our agency will not accept responsibility if you transfer money to a firm which goes out of business owing you money.

Get the best Euro € rate

The French property buying process includes a contract called the "Compromis de  Vente" where the term of the sale are laid as well as the price – which will be in euros. So if you are living in the UK you will need to  convert pounds sterling in to euros so you can complete the purchase of your property in France. The same applies if you wish to change dollars to euros or other worldwide currencies.

A Foreign exchange currency broker can offer favourable rates on these transactions and could save you a small sum which go towards a new kitchen, bathroom or swimming pool!

If you are considering buying a French property, it is essential to understand the complexities of currency exchange rates and how they can impact your purchase. A currency broker can provide you with valuable assistance in this process, helping you to secure the best exchange rate and save money on your property purchase. 

Here are some of the reasons why you should consider using a currency broker when buying a house in France: 

1. Competitive exchange rates:

A currency broker can offer you more competitive exchange rates than banks, which can save you a significant amount of money on your property purchase. They have access to a range of currency markets, which means they can offer you better rates than banks and other financial institutions.

2. Expertise:

Currency brokers are experts in foreign exchange, and they have a deep understanding of how the currency markets work. They can provide you with valuable insights into market trends and help you make informed decisions about when to buy or sell currency.

3. Personalised service:

When you work with a currency broker, you will have access to a dedicated account manager who can provide you with personalised service. They can guide you through the currency exchange process and answer any questions you may have along the way. 

4. Flexibility:

Currency brokers offer flexibility in terms of how you can transfer your money. You can choose to transfer your funds in a lump sum or in installments, depending on your needs and preferences.

5. Peace of mind:

When you work with a currency broker, you can have peace of mind knowing that your money is in safe hands. Currency brokers are regulated by financial authorities, which means they are required to adhere to strict standards and regulations.

In conclusion, using a currency broker when buying a house in France can provide you with many benefits, including competitive exchange rates, expert advice, personalised service, flexibility, and peace of mind. With the assistance of a currency broker, you can navigate the currency exchange process with ease and confidence, allowing you to focus on finding your dream home in France.

You should be vigilant when selecting financial services firms. Our agency will not accept responsibility if you transfer money to a firm which goes out of business owing you money. 

Additional checks are also recommended.

Complete the form below to be contacted by a handful of selected foreign exchange brokers:






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    Some Do’s and Don’ts of Viewing Properties in France

    Bonjour and welcome to the wonderful world of French property! Whether you’re seeking a charming gîte in the Dordogne or a chateau in the south of France, finding your dream home requires a bit of know-how, especially for our English-speaking friends. Here at Town & Country Property France, we specialise in guiding international buyers through the exciting (and sometimes bewildering) process of buying properties in France.

    Here are some pre-viewing tips:

    • Plan Ahead: Appointments are essential in France. Don’t expect open houses! Contact an English-speaking agent well in advance, especially if your visit is time-limited.
    • Do Your Research: Know your budget, preferred region, and must-have features. France offers a diverse property landscape, from historic chateaux to modern apartments.
    • Be Prepared: France is a big country so plan you itinerary in advance. Over ambitious schedules can ruin a trip and waste your time.
    • Be Personally Ready: Dressing appropriately, meal and comfort breaks all need to be planned into your day.

    Do:

    • Be Punctual: Politeness goes a long way. Arrive on time for your viewing, and notify your agent immediately if you’re running late.
    • Embrace the Checklist: Compile a list of questions about the property, local amenities, and potential renovation needs.
    • Ask Questions: There are no silly questions! A good agent will be happy to address any concerns you have.
    • Take Notes and Photos: Memories can fade, so jot down details and snap pictures to help you compare properties later.
    • Consider the Long Term: Think beyond today. Factor in potential renovation costs, ongoing maintenance, and property taxes.

    Don’t:

    • Wing It: Spontaneous viewings are unlikely to work in France. Be prepared and organised.
    • Focus Solely on Looks: While charm is important, don’t be blinded by it! Check for structural integrity, roof condition, and for other issues.
    • Forget the Details: Pay attention to things like heating systems, insulation, and the overall layout.
    • Be Afraid to Negotiate: House prices in France aren’t always set in stone. However, be respectful and base your offer on a realistic valuation of the property.
    • Rush the Process: Finding the right property takes time. Don’t feel pressured to make an immediate decision.

    Frequently Asked Questions:

    • What documents do I need to buy property in France? bring with you your passport, proof of domicile as well as proof of funds.
    • Can I haggle on the price? Negotiation is common, but do so within reason. Check with your agent.
    • What are the additional costs involved? Expect notary fees, property taxes, and agency fees.
    • What about renovations? Always consider renovation costs and potential permits needed.

    Thinking of making your French property dream a reality? Contact the English-speaking professionals at Town & Country Property France today! We’ll guide you through every step of the viewing process and help you find your perfect French home.

    A word from the wise: Embrace the cultural differences! Viewing properties in France can be a delightful adventure. Be prepared, ask questions, and most importantly, enjoy the process of discovering your French haven.

    So you want to sell your property in France? This is an exciting journey, but understanding its value is crucial for making informed decisions. Town & Country Property France offers free verbal property estimations only.

    Why Town & Country Property France Doesn’t Offer Written Property Valuations

    You might be wondering why Town & Country Property France doesn’t provide written property valuations, even for a fee. Here’s a closer look at the reasons behind this policy:

    Market Nuances: The French property market, especially for rural properties, can be complex. Factors like limited recent sales data and unique property characteristics make it challenging to provide precise and reliable written valuations. Town & Country Property France prioritises providing accurate and realistic market insights through our expertise and local knowledge.

    Focus on Informed Decisions: Instead of relying solely on a single valuation, Town & Country Property France encourages comprehensive market research and open communication. We offer the following valuable resources to help you make informed decisions:

    • Market expertise: Our experienced team can share valuable insights into local market trends and comparable property sales.
    • Property inspection by agent: We personally visit your property, allowing us to assess the property’s condition, features, and potential first hand.

    By understanding the market complexities and Town & Country Property France’s commitment to informed decision-making, you can appreciate our approach. Our focus lies in providing comprehensive guidance and support through every stage of your French property sale, empowering you to make confident choices based on all available information.

    Who can provide written property valuations in France

    While Town & Country Property France doesn’t offer written valuations, there are other options in France:

    1. Experts Immobiliers (Independent Property Experts): These qualified professionals can offer detailed reports considering various factors influencing the property’s value. They are often used for legal purposes or for people with a property portfolio to manage or refinance. Their services are chargeable.

    2. Notaires (Notaries): These legal professionals can provide official valuations, but these are typically used for legal purposes rather than general inquiries and may come at a cost.

    3. Estate Agents: Some estate agents might offer written, preliminary valuations based on their experience and knowledge of the local market. These valuations should be used for general guidance only. Town & Country Property France offers free verbal estimations of your property.

    It’s important to remember that no single valuation method guarantees absolute accuracy. Combining different approaches, like consulting an expert immobilier and researching comparable properties, can provide a more comprehensive picture of your property’s potential value.

    Types of Charente Property:

    The Charente, in France, offers a captivating blend of history, rolling vineyards, and idyllic countryside living. Nestled in the heart of Nouvelle-Aquitaine, the Charente is a haven for those seeking a tranquil French lifestyle. Whether you dream of a charming stone cottage nestled in a quaint village, a grand manor house steeped in history, or a contemporary villa overlooking vineyards, Charente property offers an abundance of choices.

    • Character Properties in Charente boasts a wealth of character properties, including restored country houses, converted mills, and traditional Charentaise longères.
    • Village and town houses in Charente includes charming hamlets, villages, and towns, perfect for embedding yourself in the French culture and way of life.
    • Rural Retreats: Those seeking a peaceful escape can find idyllic Charente country property in the surrounded by rolling hills, sunflower fields, and picturesque villages.

    Lifestyle in Charente:

    Beyond the beauty of Charente properties, the region itself offers a captivating lifestyle.

    • Rich History: Explore historic towns like Angoulême, Cognac, and Jarnac, each boasting medieaval architecture and fascinating museums.
    • Gastronomic Delights: Savour the region’s renowned cuisine, featuring fresh local produce, Cognac, and delicious Pineau des Charentes.
    • Outdoor Activities: Immerse yourself in the natural beauty of the Charente. Hike or bike through rolling countryside, explore the Charente River by canoe, or discover charming villages on scenic drives.

    Town & Country Property France – Your Charente Property Experts:

    At Town & Country Property France, we specialise in helping you find your dream Charente property. With our extensive knowledge of the region and its property market, we can guide you through the entire buying process, ensuring a smooth and successful experience.

    Start your French property journey today. Contact Town & Country Property France to explore our portfolio of Charente properties.

    At Town & Country Property France, we specialise in helping you find your dream Charente property. With our extensive knowledge of the region and its property market, we can guide you through the entire buying process, ensuring a smooth and successful experience.

    Why Photo IDs are Required for Property Viewings

    When it comes to buying or renting a property, you may be asked to provide a photo ID before attending a viewing. While this request may seem unusual or even unnecessary, there are several important reasons behind it. Let’s explore why estate agents and property professionals require photo identification for property viewings.

    1. Security and Safety

    One of the primary reasons for requiring a photo ID is to ensure the safety and security of both the property owners and the estate agents conducting the viewing. By verifying the identity of potential buyers or tenants, estate agents can ensure that only legitimate, serious individuals are entering someone’s home. This helps prevent any potential threats such as burglary or fraud.

    Homeowners entrust estate agents with their property, often leaving valuable personal belongings behind during viewings. Knowing who will be visiting provides peace of mind that the agent is doing everything possible to protect their client’s home and possessions.

    2. Preventing Fraud

    Photo IDs are also an effective measure for preventing fraudulent activity. Unfortunately, property scams are not uncommon, especially when dealing with large sums of money. Scammers may pose as buyers or tenants to gather information or access properties for illegal purposes.

    By checking IDs, estate agents can verify that the individual attending the viewing is who they claim to be. This helps to minimise the risk of any fraudulent activity and ensures that only genuine buyers or renters are involved in the process.

    3. TRACFIN and Anti-Money Laundering (AML) Regulations

    In some countries, estate agents are legally required to comply with anti-money laundering (AML) regulations. For example, in France, estate agents must adhere to TRACFIN regulations. These laws require estate agents to verify the identity of anyone involved in property transactions to prevent money laundering and financial crimes.

    Requiring a photo ID at the viewing stage helps to ensure that the agency is already fulfilling its legal obligations and screening potential buyers early in the process. Compliance with these regulations protects both the estate agency and their clients from being involved in illegal activities, even unknowingly.

    4. Ensuring Legitimate Interest

    Requesting a photo ID can also act as a filter to ensure that only serious and genuine buyers or renters are viewing a property. Sadly, there are some individuals who may book viewings without any real intention of purchasing or renting. Whether it’s out of curiosity or for other motives, these "time-wasters" can take up valuable time for estate agents and the property owner.

    By requiring an ID, estate agents can confirm that individuals are genuinely interested and committed to the process, ensuring that viewings are reserved for serious potential buyers or renters.

    5. Data Protection and GDPR Compliance

    While estate agents are collecting photo IDs for legitimate reasons, it’s also essential that they handle this data responsibly. Many countries have strict data protection laws, such as the General Data Protection Regulation (GDPR) in the EU. Estate agents must ensure that any personal information, including photo IDs, is stored securely and not shared unnecessarily.

    If you are asked to provide an ID, you can ask the estate agent about their data protection policies to ensure that your personal information will be handled with care and in compliance with local regulations.

    Conclusion

    While providing a photo ID for a property viewing may seem like an inconvenience, it plays a crucial role in ensuring security, preventing fraud, complying with regulations, and filtering serious buyers. Estate agents have a responsibility to protect both their clients and potential buyers or tenants, and requesting identification is a simple yet effective way to do so. By understanding these reasons, you can feel more confident and secure in your property search process.

    Next time you are asked for an ID, remember that it’s a safeguard in place to protect everyone involved.

    At Town & Country Property France, we believe that our verification process creates a safe and efficient environment for all parties involved. It enables us to prioritise the security of our agents, vendors, and properties, make the most of your valuable time, and maintain transparency throughout your French property search.

    FAQs

    1. Why do estate agents ask for photo ID during property viewings?

    Estate agents request photo ID primarily for security and fraud prevention. It helps ensure that only legitimate individuals are viewing the property and protects the homeowner, the agent, and any valuables in the home.

    2. Is providing a photo ID for a property viewing mandatory?

    While it may not be legally required in all cases, many estate agents will insist on it for security, compliance with regulations, and to filter serious buyers. It’s best to check with the estate agent beforehand.

    3. How will my photo ID be used?

    Your photo ID is typically used to verify your identity and ensure you are who you claim to be. Reputable estate agents will handle your personal information in line with data protection laws, such as GDPR, ensuring it’s stored securely and not shared unnecessarily.

    4. Can I refuse to provide my ID for a viewing?

    You can refuse, but in doing so, the estate agent may not allow you to view the property. Providing ID is standard practice, and refusal could raise concerns over the legitimacy of your interest.

    5. What types of photo ID are usually accepted?

    Commonly accepted forms of photo ID include passports, driver’s licences, or national identity cards. It’s advisable to ask the estate agent in advance which type of ID they require.

    When it comes to buying property in France, trust the experienced estate agents at Town & Country Property France to deliver exceptional service and results. Contact us today to discuss your real estate goals and let us assist you in making your French property dreams a reality!

    With our extensive knowledge of the French property market, we are well-equipped to provide you with accurate and up-to-date information about the buying or selling process. From understanding local regulations to identifying the best neighbourhoods and property types, our team has the expertise to guide you every step of the way.

    Whether you’re in search of a charming country house, a luxurious chateau, or a holiday home with a pool, we have an extensive portfolio of properties to suit a variety of preferences and budgets. Our English-speaking estate agents work closely with you to understand your specific requirements and match you with properties that align with your needs and desires.

    At our agency, we understand that each client is unique. That’s why we pride ourselves on providing personalised service tailored to your individual goals and preferences. Our English speaking estate agents take the time to listen to your requirements, answer your questions, and provide guidance based on your specific needs, ensuring a smooth and hassle-free experience.

    Language should never be a barrier when it comes to buying or selling property in France. Our agents are proficient in both English and French. We understand the importance of effective communication, and our multilingual capabilities enable us to cater to clients from diverse backgrounds and ensure clear and transparent transactions.

    Navigating the intricacies of the real estate market in France can be daunting, especially in a foreign country. However, our agents are skilled negotiators who will work tirelessly to secure the best possible deal for you. Whether you’re a buyer looking to get the best price or a seller aiming to maximise your profits, we have your best interests at heart.

    Don’t let language or unfamiliarity with the French real estate market hold you back. Contact our agency today and let our experienced estate agents in France guide you towards a successful property purcahse.


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