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What to Look for and Where to Look When Buying Property in the French Alps

Key Insights and Knowledge

Purchasing a ski property in the French Alps is a wonderful lifestyle investment. It offers a second home where you can create cherished memories on and off the slopes during the ski season. Moreover, with many resorts expanding their summer activities, the French Alps are increasingly popular during the summer months.

Why Buy a Property in the French Alps?

Outstanding Skiing

The French Alps boast some of the largest and best ski domains in the world, such as the Three Valleys, the largest interconnected ski area globally with 600km of pistes across eight resorts. Here, you will find renowned ski resorts like Val d’Isère, Courchevel, and Méribel.

Beyond the Slopes

While skiing is the main attraction, there’s plenty to enjoy off the slopes too, from savouring the region’s Michelin-starred cuisine to relaxing in luxurious mountain spas. The summer months are equally appealing, offering activities like hiking, golf, paragliding, and mountain biking, ensuring there’s something for everyone.

Investment Potential

Owning a ski property in the French Alps is often an emotional decision, yet it can also be lucrative. With high occupancy rates in winter and increasing rates in summer, there is potential to generate substantial rental income throughout the year. Continuous improvements in ski infrastructure and significant regeneration projects, enhance the prospects for capital appreciation.

What to Consider When Choosing a Ski Property in the French Alps

Proximity to Key Amenities

As with any property purchase, location is crucial. Once you’ve chosen a ski resort in the French Alps, consider the property’s location within the resort. Ski-in ski-out properties offer ultimate convenience but tend to be more expensive. Decide whether you prefer to be central with immediate access to shops, restaurants, and amenities or more secluded where driving to services is necessary.

New Build or Resale?

When buying a home in the French Alps, you have the choice between new builds and resales. Each option has its unique advantages and is largely a matter of personal preference.

Investment Potential

Both new builds and resales can offer wonderful investment opportunities. With consistent demand in winter and growing interest in summer, rental yields can remain strong throughout the year.

New-Build Properties

New-build properties offer several financial incentives. They come with lower notary fees of 2-2.5% compared to 7-8% for resales and may qualify for a VAT rebate, reducing the purchase price. New-builds usually feature modern comforts and no wear and tear, often with guarantees. Buyers can customise off-plan properties by choosing finishes, adjusting layouts, or adding extras like a pool or a jacuzzi.

Resale Properties

While new builds might take time to complete, resale properties are generally available immediately, allowing you to start enjoying or renting them out straight away. Though they come with higher notary fees of around 7-8%, they can be more affordable than comparable new-builds. Buying a resale property also allows you to see and assess the property in person beforehand.

Resort Ambience

Each resort offers a different skiing experience and ambience. For a lively après-ski scene with bars, fine dining, and music, resorts like Val d’Isère, Courchevel, and Méribel Centre are ideal. For a quieter environment, consider villages like Levassaix in Saint-Martin-de-Belleville or Méribel Village. Families should look for resorts awarded the Famille Plus Montagne label, which indicates family-friendly activities and services.

Long-Term Value

When purchasing any property, consider its long-term value. Check for upcoming infrastructure improvements and developments in the resort, as these can significantly increase property value.

Must-Haves

From spacious chalets with private spas to practical ski-in apartments, the variety of properties can be overwhelming. Make a list of essential features like the number of bedrooms and additional amenities such as gym access, concierge services, swimming pools, or spa facilities.

Dual-Season Resorts

With beautiful lakes, hiking trails, mountain biking, and more, the French Alps are ideal for summer holidays too. Consider if the resort is active in the summer, as this can help maximise rental income throughout the year, not just during peak seasons.

Choosing the Right Developer

When buying off-plan, research the developer’s experience with ski properties. Check their previous projects and visit any show properties if possible. This will help you gauge the quality of their work. At Town & Country Property France, we partner selectively with trusted developers who have a proven record of success.

IMPORTANT

You should be vigilant when selecting financial services firms. Our agency will not accept responsibility if you transfer money to a firm which goes out of business owing you money.

Get the best Euro € rate

The French property buying process includes a contract called the "Compromis de  Vente" where the term of the sale are laid as well as the price – which will be in euros. So if you are living in the UK you will need to  convert pounds sterling in to euros so you can complete the purchase of your property in France. The same applies if you wish to change dollars to euros or other worldwide currencies.

A Foreign exchange currency broker can offer favourable rates on these transactions and could save you a small sum which go towards a new kitchen, bathroom or swimming pool!

If you are considering buying a French property, it is essential to understand the complexities of currency exchange rates and how they can impact your purchase. A currency broker can provide you with valuable assistance in this process, helping you to secure the best exchange rate and save money on your property purchase. 

Here are some of the reasons why you should consider using a currency broker when buying a house in France: 

1. Competitive exchange rates:

A currency broker can offer you more competitive exchange rates than banks, which can save you a significant amount of money on your property purchase. They have access to a range of currency markets, which means they can offer you better rates than banks and other financial institutions.

2. Expertise:

Currency brokers are experts in foreign exchange, and they have a deep understanding of how the currency markets work. They can provide you with valuable insights into market trends and help you make informed decisions about when to buy or sell currency.

3. Personalised service:

When you work with a currency broker, you will have access to a dedicated account manager who can provide you with personalised service. They can guide you through the currency exchange process and answer any questions you may have along the way. 

4. Flexibility:

Currency brokers offer flexibility in terms of how you can transfer your money. You can choose to transfer your funds in a lump sum or in installments, depending on your needs and preferences.

5. Peace of mind:

When you work with a currency broker, you can have peace of mind knowing that your money is in safe hands. Currency brokers are regulated by financial authorities, which means they are required to adhere to strict standards and regulations.

In conclusion, using a currency broker when buying a house in France can provide you with many benefits, including competitive exchange rates, expert advice, personalised service, flexibility, and peace of mind. With the assistance of a currency broker, you can navigate the currency exchange process with ease and confidence, allowing you to focus on finding your dream home in France.

You should be vigilant when selecting financial services firms. Our agency will not accept responsibility if you transfer money to a firm which goes out of business owing you money. 

Additional checks are also recommended.

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    Some Do’s and Don’ts of Viewing Properties in France

    Bonjour and welcome to the wonderful world of French property! Whether you’re seeking a charming gîte in the Dordogne or a chateau in the south of France, finding your dream home requires a bit of know-how, especially for our English-speaking friends. Here at Town & Country Property France, we specialise in guiding international buyers through the exciting (and sometimes bewildering) process of buying properties in France.

    Here are some pre-viewing tips:

    • Plan Ahead: Appointments are essential in France. Don’t expect open houses! Contact an English-speaking agent well in advance, especially if your visit is time-limited.
    • Do Your Research: Know your budget, preferred region, and must-have features. France offers a diverse property landscape, from historic chateaux to modern apartments.
    • Be Prepared: France is a big country so plan you itinerary in advance. Over ambitious schedules can ruin a trip and waste your time.
    • Be Personally Ready: Dressing appropriately, meal and comfort breaks all need to be planned into your day.

    Do:

    • Be Punctual: Politeness goes a long way. Arrive on time for your viewing, and notify your agent immediately if you’re running late.
    • Embrace the Checklist: Compile a list of questions about the property, local amenities, and potential renovation needs.
    • Ask Questions: There are no silly questions! A good agent will be happy to address any concerns you have.
    • Take Notes and Photos: Memories can fade, so jot down details and snap pictures to help you compare properties later.
    • Consider the Long Term: Think beyond today. Factor in potential renovation costs, ongoing maintenance, and property taxes.

    Don’t:

    • Wing It: Spontaneous viewings are unlikely to work in France. Be prepared and organised.
    • Focus Solely on Looks: While charm is important, don’t be blinded by it! Check for structural integrity, roof condition, and for other issues.
    • Forget the Details: Pay attention to things like heating systems, insulation, and the overall layout.
    • Be Afraid to Negotiate: House prices in France aren’t always set in stone. However, be respectful and base your offer on a realistic valuation of the property.
    • Rush the Process: Finding the right property takes time. Don’t feel pressured to make an immediate decision.

    Frequently Asked Questions:

    • What documents do I need to buy property in France? bring with you your passport, proof of domicile as well as proof of funds.
    • Can I haggle on the price? Negotiation is common, but do so within reason. Check with your agent.
    • What are the additional costs involved? Expect notary fees, property taxes, and agency fees.
    • What about renovations? Always consider renovation costs and potential permits needed.

    Thinking of making your French property dream a reality? Contact the English-speaking professionals at Town & Country Property France today! We’ll guide you through every step of the viewing process and help you find your perfect French home.

    A word from the wise: Embrace the cultural differences! Viewing properties in France can be a delightful adventure. Be prepared, ask questions, and most importantly, enjoy the process of discovering your French haven.

    The Charente, in France, offers a captivating blend of history, rolling vineyards, and idyllic countryside living. Nestled in the heart of Nouvelle-Aquitaine, the Charente is a haven for those seeking a tranquil French lifestyle.

    Types of Charente Property:

    Whether you dream of a charming stone cottage nestled in a quaint village, a grand manor house steeped in history, or a contemporary villa overlooking vineyards, Charente property offers an abundance of choices.

    • Character Properties in Charente boasts a wealth of character properties, including restored country houses, converted mills, and traditional Charentaise longères.
    • Village and town houses in Charente includes charming hamlets, villages, and towns, perfect for embedding yourself in the French culture and way of life.
    • Rural Retreats: Those seeking a peaceful escape can find idyllic Charente country property in the surrounded by rolling hills, sunflower fields, and picturesque villages.

    Lifestyle in Charente:

    Beyond the beauty of Charente properties, the region itself offers a captivating lifestyle.

    • Rich History: Explore historic towns like Angoulême, Cognac, and Jarnac, each boasting medieaval architecture and fascinating museums.
    • Gastronomic Delights: Savour the region’s renowned cuisine, featuring fresh local produce, Cognac, and delicious Pineau des Charentes.
    • Outdoor Activities: Immerse yourself in the natural beauty of the Charente. Hike or bike through rolling countryside, explore the Charente River by canoe, or discover charming villages on scenic drives.

    Town & Country Property France – Your Charente Property Experts:

    At Town & Country Property France, we specialise in helping you find your dream Charente property. With our extensive knowledge of the region and its property market, we can guide you through the entire buying process, ensuring a smooth and successful experience.

    Start your French property journey today. Contact Town & Country Property France to explore our portfolio of Charente properties.

    At Town & Country Property France, we specialise in helping you find your dream Charente property. With our extensive knowledge of the region and its property market, we can guide you through the entire buying process, ensuring a smooth and successful experience.

    Ensuring Transparency and Security: Why Photo ID is Required for Property Viewings at Town & Country Property France

    At Town & Country Property France, we’re dedicated to providing a smooth and secure experience for both our clients and property owners. As part of this commitment, we require potential buyers to present photo identification before arranging property viewings or receiving detailed location information.

    No ID = no viewing!

    What to Expect:

    When you express interest in viewing a property, a member of our friendly, English speaking team will contact you to discuss your requirements. We’ll ask you to present a valid form of photo ID, such as a passport or driver’s licence. This can be done easily through an online portal such as WhatsApp. Once verified, we’ll be happy to arrange a viewing at your convenience.

    Here’s why this policy is in place:

    • Security for Property Owners: Vendors entrust us with showcasing their valuable assets, and requiring photo ID helps ensure viewings are conducted with genuine interest, and as a safeguard against potential criminal activity

    Committed to a Positive Experience

    At Town & Country Property France, we believe this verification process fosters a secure and productive environment for everyone involved. It allows us to prioritise the safety of our agents, vendors abd properties, ensure efficient use of your valuable time, and maintain transparency throughout your French property search.

    We’re here to help you find your dream property in the beautiful French countryside. Contact us today to get started on your journey!

    Loi Carrez: Getting the Right Measure of Your French Home

    The Loi Carrez is used to calculate a precise measurement of a property’s habitable surface area, and is principally used in the sales of co-owned buildings (copropriété) such as apartments and condos. A vendor is obliged to supply this information to buyers.

    What is Habitable Surface Area?

    This specifically refers to the livable floor space within a property. Here’s the catch: not every nook and cranny counts towards your Loi Carrez measurement:

    • What’s Included: Rooms with ceilings higher than 1.8 metres (about 6 feet), such as living rooms, bedrooms, and finished basements.
    • What’s Excluded: Balconies, garages, attics (unless converted), stairwells, closets, and areas with very low ceilings.

    Why Does Loi Carrez Matter?

    • Accurate Pricing: Ensures you’re paying a fair price per square metre, not for unusable space.
    • Comparison Tool: Lets you accurately compare different properties based on their actual liveable area.
    • Protection: If the listed surface area is significantly off, you have legal recourse to adjust the sale price.

    Who Measures under Loi Carrez?

    Don’t do it yourself, get the licenced professionals to calculate your surface habitable. These include:

    • Diagnosticians: Specialists in property assessments.
    • Surveyors: Offer the most precise measurements.

    What Happens During the Measurement

    The professional will:

    • Take Precise Measurements: Of each room with qualifying ceiling height.
    • Calculate: Total habitable surface area, often using specialised software.
    • Provide a Certificate: The official document stating the exact measurement.

    Loi Carrez in the Buying Process

    • Mandatory for Copropriété: Sellers must include the Loi Carrez measurement in all property listings for co-owned buildings (like apartments & condos).
    • Validity: The certificate remains valid indefinitely unless significant structural changes are made.

    Key Takeaways for Homebuyers

    • Demand the Measurement: Don’t just assume it’s available.
    • Accuracy is Key: Verify the certificate, especially if you have plans to convert unfinished spaces.
    • Price Impact: Understand how the habitable surface area relates to the asking price.

    Don’t Get Shortchanged on Space

    The Loi Carrez promotes fairness and transparency in the French real estate market. By understanding this vital measurement, you protect your investment and ensure you’re getting exactly what you pay for.

    Let’s dive deeper into Loi Carrez’s detailed rules and how they impact houses and apartments.

    Specific Exclusions for Loi Carrez Calculation

    Beyond the basics, here’s a more granular look at what does NOT qualify as habitable surface area:

    • Walls & Partitions: The thickness of walls reduces the actual liveable space.
    • Stairwells & Doorways: The areas occupied by the stairs themselves and the space taken up by door swings are excluded.
    • Technical Areas: Space for boilers, water heaters, etc., even if within a room, aren’t counted.
    • Built-ins: Large, permanent features like fireplaces or non-removable closets eat into the measurement.
    • Areas under 1.8m Ceiling Height: Awkward nooks with very low ceilings (think sloped attic rooms) don’t count towards the total.

    Loi Carrez: Apartments vs. Houses

    • Mandatory for Apartments: In co-owned buildings, the Loi Carrez measurement must be included in ALL listings and sale contracts to ensure buyers are fully informed.
    • Not usually needed for Houses: There may, however, be exceptions.

    Why the Difference?

    Apartments within the same building might have varying layouts and usable space despite having similar overall square footage. Loi Carrez gives a clear-cut metric for comparison, which is vital in dense co-owned properties.

    Real-World Example

    Imagine two 60 square metre apartments:

    • Apartment A: Spacious rooms, minimal closets, and built-in elements = 55 sq m of Loi Carrez habitable area.
    • Apartment B: More walls and built-in storage = Only 48 sq m of Loi Carrez habitable area.

    While overall the same size, the livable space is vastly different, affecting their pricing.

    Key Takeaways

    • Demand Precision: Ask for the Loi Carrez measurement.
    • Convert with Caution: If planning to modify a property, factor in that any additions might fall under Loi Carrez exclusions.
    • Protect Yourself: If the actual habitable space differs by more than 5% from the listed figure, you may have legal grounds to renegotiate the price, particularly with apartments.
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